For Coser, these moments are enough to cast a shadow over the whole exhibition trip, when the elaborate mechanical prosthesis suddenly breaks at the signing ceremony, when the expensive lace skirt is accidentally torn during the stage performance, and when the animation weapon props that took months to make are damaged in transit. In this era of the prevalence of secondary culture, the stage image created by Cosers who have invested huge amounts of time and money is giving birth to a new insurance demand: coser accident insurance.
This kind of tailor-made insurance product is becoming a guarantee link that can not be ignored in the comic-con economy. It is like an invisible support behind the stage, silently guarding those priceless makeup props. At the large-scale exhibition site in Europe and America, the audience can often see the "cosmetic protection consultation" service desk provided by exhibitors. Professional claim adjusters will record the details of damaged props with portable devices and connect with the underwriting department of insurance companies through instant messaging software. This efficient claim settlement process is rewriting the service logic of the traditional insurance industry.
Many senior Coser have included accident insurance in the makeup budget list. A makeup artist with many international exhibition experiences shared: "Last year, my customized wig was crushed and deformed in transit, and the amount paid by the insurance company covered the cost of re-making. What's more, the resources they provided to cooperate with stylists enabled me to repair my styling in time before the opening ceremony. " This insurance model with both economic compensation and resource docking is gradually becoming the industry standard.
It is worth noting that there are significant differences in Coser insurance coverage among different insurance companies. Some basic products only cover the physical damage of props, while high-end custom insurance covers makeup materials, modeling time loss and even performance interruption compensation. The claim settlement process also varies from company to company: some require detailed production records and value certificates, while others offer convenient services of instant payment. For Coser, who often participates in cross-border exhibitions, it is particularly important to choose insurance products with international claims network.
When the eyes made of LED lamp beads suddenly short-circuited in the runway show, when the 3D printed weapon props accidentally burst in the fierce battle scene, and when the magnetic wig fell off at the autograph session, these unexpected situations are giving birth to more refined insurance demand. Some innovative insurance companies have begun to explore the mode of calculating the premium according to the duration of the exhibition, and even offer packages including stylist emergency rescue services. This change from passive compensation to active risk intervention may indicate the next evolution in the field of Coser insurance.
In this sub-cultural field full of creativity and uncertainty, the evolution speed of insurance products is racing with Coser's creative passion. When the scope of protection extends from physical damage to digital assets (such as 3D model copyright) and from material compensation to mental loss compensation, Coser accident insurance is building an increasingly delicate protection net. For those creators who remould their characters' souls with enthusiasm and professionalism, this may be the most trusted ally behind their stage.
