Polar scientific research is an important journey for human beings to explore the mysteries of the earth and pursue scientific truth. The expedition team members are faced with numerous challenges and risks in extremely cold places, and a comprehensive and suitable insurance is like a ray of warm sun in the ice and snow, which dispels the haze in the road ahead and brings peace of mind and security for them.
Take Norway as an example, in its Arctic scientific research project, the insurance mechanism is complete and exemplary. Recognizing the particularity of polar expedition, the Norwegian government has specially customized a comprehensive insurance scheme covering multiple risks for expedition members. Insurance can cover all kinds of situations, such as hull damage caused by the impact of ice floes on the Arctic waterway, accidental injuries to expedition members while working on the ice, and even damage to scientific research equipment caused by polar bad weather, according to detailed and reasonable terms. This not only makes the expedition team members less worried before stepping into the world of ice and snow, but also ensures that the whole scientific research project can be carried out in an orderly manner as planned, avoiding the tragedy that the scientific research process is blocked and the scientific research results are wasted due to accidents. The insurance company will send a professional claims team familiar with the polar environment to respond quickly after receiving the report. With its rich experience accumulated in polar operations for many years, the insurance company will accurately survey the site, determine the losses, and send the claims to the relevant parties in time to help restore the scientific research work as soon as possible.
Look at Russia again, its scientific research activities in the Arctic region are frequent and huge, and its insurance arrangements are also unique. Some powerful commercial insurance companies in Russia have reached in-depth cooperation with large scientific research institutions, and formulated high and comprehensive medical insurance sub-items for all kinds of sudden diseases that scientific research team members may encounter in the polar regions. Considering the scarcity of polar medical resources, the time-consuming and expensive transportation to suitable hospitals, insurance companies have defined a high amount of transportation expenses in medical insurance, and signed cooperation agreements with many institutions with polar medical rescue capabilities along the route. Once the expedition team members suddenly become seriously ill, the insurance company can quickly coordinate the professional medical rescue team, and safely transport the team members to professional hospitals with the fastest speed and highest efficiency, so as to ensure that the gold rescue time is not wasted and build a solid defense line for the life and health of the expedition team members.
These successful practices of foreign polar scientific research insurance are worthy of our in-depth study and reference, so as to build a more stable risk barrier for the global polar scientific research cause, and let the expedition members be fearless of the dangers of the ice and snow journey and devote themselves to the great mission of exploring polar mysteries.
